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How to Open a Free French Bank Account with BoursoBank and Get Up to €220 Bonus

Home How to Open a Free French Bank Account with BoursoBank and Get Up to €220 Bonus
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  • By Manik Batra
  • Published: 09 Dec, 2025
  • Updated: 22 Jun, 2026
  • Banking

How to Open a Free French Bank Account with BoursoBank and Get Up to €220 Bonus

If you're an international student, expat, young professional, or newcomer in France looking for a free French bank account, BoursoBank is one of the most popular digital banking options available today.

Formerly known as Boursorama Banque, BoursoBank has been recognized as one of the lowest-cost banks in France for many years and has become one of Europe's leading online banks. With no monthly account maintenance fees, a free debit card, and a fully digital banking experience, it is an attractive solution for students and professionals who want to manage their finances efficiently.

In this guide, EduxSkills explains how to open a BoursoBank account, the documents you'll need, eligibility requirements, and how you can potentially receive up to €220 in welcome bonuses. you can use referal link https://bour.so/p/pZ7ofyLOnpL

Why Choose BoursoBank in France?

Opening a French bank account is often one of the first administrative steps after arriving in France. Whether you're applying for housing assistance (CAF), receiving a salary, or managing daily expenses, having a reliable French bank account is essential.

Key Benefits of BoursoBank

✅ No monthly account maintenance fees

✅ Free current account (Compte Courant)

✅ Free international Visa debit card

✅ User-friendly mobile banking application

✅ Secure online banking platform

✅ Backed by Société Générale Group

✅ Consistently ranked among France's most affordable banks

✅ Easy online account opening process

For international students and expatriates who prefer digital banking, BoursoBank offers a convenient alternative to traditional banks.

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Get Up to €220 Welcome Bonus

BoursoBank regularly offers promotional bonuses to new customers opening their first individual account.

Depending on the promotional offer available at the time of application, eligible customers may receive up to €220 in bonuses.

Conditions to Qualify

To maximize your bonus eligibility, you may need to:

  • Open your first personal BoursoBank account
  • Make an initial deposit of at least €300
  • Use your BoursoBank bank card at least once per month during the first 3 months
  • Activate the EasyMove banking transfer service within 30 days
  • Complete transactions using your newly opened account

Always verify the latest terms and conditions directly on the official BoursoBank website, as promotions can change.

Example Bonus Structure
Welcome Bonus

Receive up to €60 after your account has been validated and activated.

Initial Deposit Bonus

The amount depends on your first transfer:

Initial DepositBonus€1 – €49€10€50 – €299€20€300 or more€40

Additional Bonus

Further rewards may be granted after fulfilling card usage and EasyMove activation requirements.

Combined bonuses can reach up to €220 during promotional periods.

Step-by-Step Guide to Open a BoursoBank Account

Opening a BoursoBank account can be completed entirely online.

Step 1: Start Your Application

Visit the official BoursoBank account opening page and begin your application.

If using a referral invitation, ensure the referral information is correctly entered during registration.

Step 2: Complete Personal Information

Provide:

  • Full name
  • Date of birth
  • Nationality
  • Contact information
  • Residential address in France
  • Professional status
Step 3: Download the BoursoBank Mobile App

You will receive an SMS or email invitation allowing you to continue your application through the mobile app.

Step 4: Upload Required Documents

Submit the necessary verification documents directly through the application.

Step 5: Wait for Verification

Account validation can take anywhere from a few days to several weeks depending on demand and document verification requirements.

Step 6: Make Your Initial Deposit

After approval, transfer funds into your account to activate it and potentially qualify for promotional bonuses.

Documents Required to Open a BoursoBank Account

Before starting the process, prepare digital copies of the following documents.

1. Identity Document

Accepted documents generally include:

  • Valid passport
  • French residence permit (Titre de Séjour)

Temporary documents such as APS, RECE, or expired permits may not be accepted.

2. Proof of Address (Justificatif de Domicile)

Examples include:

  • Rental agreement
  • Electricity bill
  • Internet bill
  • Housing certificate
  • Rent receipt

The document should normally be recent and display your current French address.

3. French Bank Account Details (RIB)

BoursoBank typically requires verification through an existing French bank account.

Certain online banking IBANs may not always be accepted for verification purposes.

4. Proof of Income

Depending on your profile, you may be asked to provide:

  • Salary slips (bulletins de salaire)
  • Employment contract
  • Tax notice
  • Student financial proof

Providing complete documentation helps speed up account approval.

Potential Drawbacks of BoursoBank

While BoursoBank is an excellent choice for many users, there are a few limitations to consider.

Customer Support Mainly in French

Most customer service interactions are conducted in French, which may be challenging for newcomers.

Cheque Deposits Require Mail Submission

Unlike traditional branch banks, physical cheque deposits usually need to be sent by post.

No Physical Branch Network

As a fully digital bank, face-to-face banking services are not available.

For most students and young professionals who manage finances online, these limitations are generally minor.

Is BoursoBank Good for International Students in France?

For many international students, BoursoBank is one of the most attractive banking solutions available because it offers:

  • Free banking services
  • Online account management
  • Mobile banking application
  • Competitive promotional offers
  • Strong reputation within France

Students planning to study in France often use BoursoBank for receiving scholarships, salary payments, CAF reimbursements, and everyday banking needs.

Choosing the right French bank account can help you save hundreds of euros over time. BoursoBank remains one of the most popular digital banking options in France due to its low costs, simple online experience, and attractive welcome bonuses.

If you are an international student, expat, or professional moving to France, opening a BoursoBank account can be a practical first step toward managing your finances efficiently.

At EduxSkills, we regularly publish guides to help international students navigate life in France, including banking, housing, visas, CAF, taxes, scholarships, and student life.

Stay connected with EduxSkills for the latest updates and practical guidance on studying, working, and settling in France.
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